One of the major benefits of belonging to FRSA CU is the low cost loans that we provide to our members. Members can apply for any of these loans from the moment their share (savings) account at the credit union is opened:

Black Ford pickup truck


  • New or Used Auto or Truck
  • Home Improvement
  • Recreational Vehicle
  • Share Secured
  • Motorcycle or Boat
  • Personal
  • Equipment
  • Payday Alternative Loan

Electronic Loan Payments!

You are now able to make your loan payment quickly & easily by submitting it online! Make your payment online and save the hassle!

Vehicle Loans

With our low interest rates and flexible terms, we can save you money on your next vehicle purchase. So before you go shopping for your new auto, motorcycle or RV, apply online for a pre-approval. You will be treated with fast and friendly service from our loan department staff.

FRSA Credit Union offers two great products that protect your vehicle against those unforeseen events that could cost you a great deal of money, Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage. As a member, you pay much less than you would pay anywhere else.

Personal Loans

Personal loans are a cost-effective alternative to credit cards. Your Credit Union has a program to fit everyone's needs.

Personal loans are also an excellent product to help younger people establish a credit history. It is also a better alternative for people who have had difficulty with using credit cards in the past.

Whatever your personal needs may be, a FRSA Credit Union low interest personal loan may be a smart choice for you. You can even apply online!

Alternative Loans

Don't get caught in the cycle of payday loans that charge high interest and fees! Our Payday Alternative loans have low fees and do not require a credit check. You can borrow up to $500 with up to 2 months to repay the loan.

Share Secured Loans

Share Secured Loans are an option for your financial needs. For example, if you have imperfect credit and needs to borrow money, or you want to get the lowest possible rate for a loan, a Share Secured Loan could be the solution for you! With a Share Secured Loan, you use your savings account as collateral. The rates are low and the terms are flexible - apply online now.

Equipment Loans

A FRSA CU Equipment Loan can help you make the most of your business opportunities. As a not-for-profit credit union, our member business owners benefit from competitive rates and low fees. Apply today.

3 cars of varying shape parked side by side.