Frequently Asked Questions

Who Can Join?

Membership in this Credit Union is also open to everyone who lives, works, attends school, or worships in Orange County and Seminole County, Florida. FRSA contractor and associate members in good standing; the owners, officers, partners and employees of those firms; employees of FRSA and its related entities and authorized representatives, spouses of deceased members; and members of the aforementioned families are also eligible to join the credit union.

How much Does It Cost?

Individuals may become members of the Credit Union by opening a share (savings) account with a minimum of $7.00. Included in that amount is a $2.00 non-refundable, one time fee for joining. The other $5.00 will be refunded if they choose to close the account.

How Can I Join?

Print off and fill out a new membership application and send it along with a check for $7 and a copy of your drivers license and social security card.

How Do I Apply For A Loan?

You can either apply online or print out a loan application and fill it out completely. Send or fax in the application along with a copy of your current pay stub. If there is a co-applicant, we will need their pay stubs as well.

How Much Will You Loan On A Car?

We will loan up to 100% on a new vehicle. For a used vehicle we will loan up to the NADA used retail value of the vehicle.

What Documents Do I Need For A Commercial Loan?

We need a completed loan application along with 2 years of personal income taxes, 2 years of business taxes, a current financial statement, and the vehicle or equipment information.