The Share Draft account is your Credit Union "checking" account. A share draft account with your credit union means a hassle-free checking account.


  • Free of monthly account fees and conditions.
  • Fee-free transactions at 30,000 nationwide “CO-OP” ATMs, including over 5,500 7-Eleven stores and Presto ATMs (Publix)
  • Free, unlimited paper check writing.
  • Free of per-check charges.
  • Free account access online and mobile.
  • Free Bill Pay.
  • Free account access with a Debit Card.
  • Free account Alerts can be set up.
  • Free: Automatic Transfer to pay loans, Direct Deposit of recurring checks, and Paycheck Deduction to FRSACU accounts.
  • Access to ATMs worldwide and at merchants that accept Visa® cards.
  • No minimum monthly balance is required.
  • Other fees as listed on FRSACU’s Fee Schedule.
  • Prior to applying for a checking account, you must already have opened a regular share savings account. You can apply for a checking account by contacting the Credit Union.


Checks For Less reorder your checks here and save money.

If you are unable to place an order with our new check printer, Checks For Less, due to one of the following reasons, please call us at (877) 657-7212:

  • New check order
  • Name or Address Change
  • Do not know Starting Number
  • Have not Ordered thru Checks For Less before

NCUA Share Insurance

Each member's account is federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a United States Government Agency.