VISA Credit Cards

Our VISA gives you the benefits of having a major credit card without the high costs. Our card offers these terrific benefits… Worldwide acceptance Customer service 24 hours a day Instant cash at ATMs worldwide Attractive and competitive rates Interest Free Grace Period   VISA Card Disclosure The information about the cards described above is accurate as of 3/10. The information may have changed after that date. To find out what may have changed, call, write or E- mail us at the number or address listed on the Contact page. Annual Percentage Rate (APR) for purchases 14.90% APR for Cash Advances 14.90% APR for Balance Transfers 14.90% Paying Interest Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire bill by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard Fees   Set-up and Maintenance Fees > Annual Fee $25.00 Annually Transaction Fees > Foreign Transaction Fee 1.00% of each multiple currency transaction in U.S. dollars 0.80% of each single currency transaction in U.S. dollars Penalty Fees > Late Payment Fee > Returned Payment Fee $30.00 $35.00 How We Will Calculate Your Balance. We use a method called "average daily balance (including new purchases)." See your account Agreement for more details. Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.   OTHER DISCLOSURES   Document Copy Fee Rush Fee Emergency Card Replacement Fee PIN Replacement Fee Card Replacement Fee Card Recovery Fee Pay by Phone Fee $20.00 $35.00 $150.00 None None $65.00 $5.00 (making payment with live person on due date) Periodic Rates. The Purchase APR is 14.90% which is a monthly periodic rate of 1.2417%. The Cash Advance APR is 14.90% which is a monthly periodic rate of 1.2417%. The Balance Transfer APR is 14.90% which is a monthly periodic rate of 1.2417%.

FRSA Credit Union serves all those who work in the roofing, sheet metal and air conditioning industries along
with everyone who lives, works, attends school, and worships in the Winter Park, Florida 32792 zip code.

PO Box 5799, Winter Park, FL 32793

Copyright ©2011, FRSA Credit Union.
All Rights Reserved. Unauthorized Access is Prohibited. All Access are Monitored.
Design and Hosting by Ewart Technologies, Inc.

Sitemap