FRSA Product and Services !

Services

  • VISA
  • Debit Cards
  • ATM Cards
  • Loans (Personal and Business)
  • Wire Transfers
  • Checking Accounts
  • Payroll Deductions
  • Dental Insurance
  • Free $ 1,000.00 Accidental Death Insurance
  • CD's
  • Online Banking
  • Payday Alternative Loans

Fees

From time to time some people are suprised when they get charged a fee for a particular Credit Union transaction. To avoid confusion, the following is a list of all the fees chrged for various reports and procedures:

Transaction Fees:
Fee:
(1) Microfiche Copy Of Draft or Other Record $   4.00
(2) Computer Print-out (2 pages or less) $   3.00
Delinquency Charge (Late Payment Fee) $ 20.00
Membership Fee $   2.00
Dormant Account $   5.00 / month
Location Fee $ 30.00

Filing Fees:

Fee:

(1) Automobiles & Motorcycles $ 28.75
(2) UCCI Forms $ 25.00

Loan Fees:

Fee:

(1) Replacement of Original Loan Papers $ 10.00
Real Estate Appraisals & Filing Fees Actual Cost

Share Draft Fees:

Fee:

(1) Share Draft Copies $   2.00
(2) Stop Payments Order - All Items $ 30.00
(3) Non-Sufficient Fee $ 30.00
(4) Account Balancing Assistance $ 10.00 / hour
(5) Transfer of Funds to Pay Draft From Another Account Number
$   1.00
(6) ACH Overdraft Fees $ 30.00
ATM Fees:
Fee:
ATM Card or PIN $   5.00
ATM Card Account Reinstatement after Closure $   5.00
ATM Withdrawals $   2.00 / withdrawal
Withdrawals in Excess of 2 per month

$   1.00 / withdrawal (not including ATM)
VISA Annual Fee $ 25.00
Wire Transfer $ 25.00
Western Union $ 25.00
Overnight Mail Delivery:
Fee:
(1) Weekday $ 20.00
(2) Saturday $ 30.00