How
Rates Are Set
The elected Board of Directors of the Credit Union set the interest rate based on credit union earnings and market analysis.
All rates are based on applicants credit score. The credit union has gone to risk based pricing.
|
Credit
Score
|
Category
|
Rate
|
| 680 + |
A
|
Base |
| 640 - 679 |
B
|
Base + 1.00 |
| 600 - 639 |
C
|
Base + 2.50 |
| 599 and below |
D
|
Base + 5.00 |
Rates
Are Subject To Change !
Rate
* as low as
* as low as
Terms
2007-2008
*
5.50 %
Up
to 60 months / Up to 100 % financing
*
5.75 %
Up
to 72 months / Up to 100 % financing
Over
$25,000.00
2007 and older
*
6.00 %
Up
to 48 months / Up to 100 % financing
*
6.25 %
Up
to 60 months / Up to 100 % financing
*
8.95 %
Up
to 60 Months
90
% financing
1998 - New
*
8.00 %
Up
to 60 Months
1997 - and older
*
12.00 %
Up
to 60 Months
New & Used
*
8.75 %
Up
to 84 months on motor homes w/ 20 % Down
*
9.75 %
Up
to 120 months on motor homes w/ 20 % Down
* 12.00 %
Up
to 24 months ( $ 5,000.00 limit )
*
4.00 %
Flexible
with share rates
*
8.00 %
Up
To 36 months with 80 % financing
*
14.90 %
Secured
and Unsecured
APR
APY
1.00
%
1.04
%
Contact
the credit union for the most current rates.
If you are considering
refinancing or purchasing a home, don't forget to check out rates at Credit
Union Mortgage Center - 1-877-481-3557 and tell them you are an FRSA member.
Rates are subject to change.
* Please contact
an FRSA Credit Union employee for information on all applicable fees and
terms.
Phone: (407) 657 - 7212
* All rates are based on applicants credit score * as low as