FRSA Rates As Of August 21, 2007 !

How Rates Are Set

The elected Board of Directors of the Credit Union set the interest rate based on credit union earnings and market analysis.

All rates are based on applicants credit score. The credit union has gone to risk based pricing.

Credit Score
Category
Rate
680 +
A
Base
640 - 679
B
Base + 1.00
600 - 639
C
Base + 2.50
599 and below
D
Base + 5.00

Rates Are Subject To Change !
Rate
* as low as
Terms
New Auto's

2007-2008
* 5.50 %
Up to 60 months / Up to 100 % financing
* 5.75 %
Up to 72 months / Up to 100 % financing
 
Over $25,000.00
 
Used Auto's

2007 and older
* 6.00 %
Up to 48 months / Up to 100 % financing
* 6.25 %
Up to 60 months / Up to 100 % financing
 
New & Used Boats
* 8.95 %
Up to 60 Months
90 % financing
New Motorcycles

1998 - New
* 8.00 %
Up to 60 Months
Used Motorcycles

1997 - and older
* 12.00 %
Up to 60 Months
Rec Vehicles
New & Used
* 8.75 %
Up to 84 months on motor homes w/ 20 % Down
* 9.75 %
Up to 120 months on motor homes w/ 20 % Down
Personal
* 12.00 %
Up to 24 months ( $ 5,000.00 limit )
 
Share Secured
* 4.00 %
Flexible with share rates
Equipment
* 8.00 %
Up To 36 months with 80 % financing
VISA

* 14.90 %
Secured and Unsecured
 
 
APR
APY
Regular Shares
1.00 %
1.04 %
 
Certificates Of Deposit
Contact the credit union for the most current rates.
 
Thousand Dollar Increments
 
Mortgage Rates

If you are considering refinancing or purchasing a home, don't forget to check out rates at Credit Union Mortgage Center - 1-877-481-3557 and tell them you are an FRSA member.

Rates are subject to change.

 

* Please contact an FRSA Credit Union employee for information on all applicable fees and terms.
Phone: (407) 657 - 7212

* All rates are based on applicants credit score * as low as