VISA Card
Disclosure
|
|
The information about
the cards described above is accurate as of 3/10.
The information may have changed after that date.
To find out what may have changed, call, write or
E- mail us at the
number or address listed on the
Contact page. |
|
Annual Percentage Rate (APR)
for purchases |
14.90% |
|
APR for Cash Advances |
14.90% |
|
APR for Balance Transfers |
14.90% |
|
Paying Interest |
Your due date is at
least 25 days after the close of each billing
cycle. We do not charge you interest on purchases
if you pay your entire bill by the due date each
month. We will begin charging interest on cash
advances and balance transfers on the transaction
date. |
|
For Credit Card Tips
from the Federal Reserve Board |
To learn more about
factors to consider when applying for or using a
credit card, visit the website of the Federal
Reserve Board at
http://www.federalreserve.gov/creditcard |
|
Fees |
|
Set-up and Maintenance
Fees
> Annual Fee |
$25.00 Annually |
Transaction Fees
> Foreign Transaction Fee |
1.00% of each multiple currency transaction in
U.S. dollars
0.80% of each single currency transaction in U.S.
dollars |
Penalty Fees
> Late Payment Fee
> Returned Payment Fee |
$30.00
$35.00 |
