FAQ!
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Who Can Join? Membership in this Credit Union is limited to those FRSA contractor and associate members in good standing; the owners, officers, partners and employees of those firms; employees of FRSA and its related entities and authorized representatives, spouses of deceased members; and members of the aforementioned families.
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How much Does It Cost? Individuals may become members of the Credit Union by opening a share (savings) account with a minimum of $52.00. Included in that amount is a $2.00 non-refundable, one time fee for joining. The other $50.00 will be refunded if they choose to close the account.
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How Can I Join? Print off and fill out a new membership application and send it along with a check for $52.00 and a copy of your drivers license and social security card.
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How Do I Apply For A Loan? Print out a loan application and fill it out completely. Send or fax in the application along with a copy of your current pay stub. If there is a co-applicant, we will need their pay stubs as well.
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How Much Will You Loan On A Car? We will loan up to 100& on a new vehicle. For a used vehicle we will loan up to the NADA loan value of the vehicle.
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What Documents Do I Need For A Commercial Loan? We need a completed loan application along with 2 years of personal income taxes, 2 years of business taxes, a current financial statement, and the vehicle or equipment information.
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