FAQ!

Who Can Join?

Membership in this Credit Union is limited to those FRSA contractor and associate members in good standing; the owners, officers, partners and employees of those firms; employees of FRSA and its related entities and authorized representatives, spouses of deceased members; and members of the aforementioned families.

 

How much Does It Cost?

Individuals may become members of the Credit Union by opening a share (savings) account with a minimum of $52.00. Included in that amount is a $2.00 non-refundable, one time fee for joining. The other $50.00 will be refunded if they choose to close the account.

 

How Can I Join?

Print off and fill out a new membership application and send it along with a check for $52.00 and a copy of your drivers license and social security card.

 

How Do I Apply For A Loan?

Print out a loan application and fill it out completely. Send or fax in the application along with a copy of your current pay stub. If there is a co-applicant, we will need their pay stubs as well.

 

How Much Will You Loan On A Car?

We will loan up to 100& on a new vehicle. For a used vehicle we will loan up to the NADA loan value of the vehicle.

 

What Documents Do I Need For A Commercial Loan?

We need a completed loan application along with 2 years of personal income taxes, 2 years of business taxes, a current financial statement, and the vehicle or equipment information.